Need fast capital for a property purchase, renovation, or investment deal? At Nonqmfunds.com, we specialize in Hard Money Loans designed for real estate investors, flippers, landlords, and land buyers. Close in as little as 10–14 days with no income docs, no minimum credit score, and funding based on the property’s future value—not your financials.

Whether you’re flipping your next home, buying land, or funding a new construction project, our Hard Money Lending program delivers the speed and simplicity investors need to move fast and profit big.

What Is a Hard Money Loan?

A Hard Money Loan is a short-term, asset-based loan that’s secured by real estate. Unlike traditional loans, hard money lending focuses on the property’s value—especially the **after-repair value (ARV)**—instead of your income, job history, or credit score.

It’s the preferred solution for real estate investors who need quick closings, renovation funding, or capital for high-return projects.

Who Is a Hard Money Loan For?

Our Hard Money program is ideal for:

• Fix and flip investors who need fast funds
• Buy-and-hold landlords purchasing distressed properties
• Investors buying land for development or resale
• Builders and contractors funding new construction

If you’re looking to close fast with minimal documentation, you’re in the right place.

Why Choose Nonqmfunds.com for Hard Money Loans?

• Close in 14 Days or Less: Fast approvals, minimal red tape
• 100% Rehab Financing: Fund both the purchase and renovation
• No Income Docs Required: No W2s, pay stubs, or tax returns
• No Minimum Credit Score: We focus on the deal, not your FICO
• Nationwide Lending: We fund deals in all 50 states
• ARV-Based Lending: Higher leverage based on after-repair value

Program Highlights

• Loan Amounts: $50,000 to $1,000,000
• Max LTV: 70% for purchase / 65% for cash-out refinance (based on ARV)
• Rehab Financing: 100% of renovation costs covered
• Credit Requirements: No minimum FICO score
• Income Documentation: Not required
• Eligible Properties: SFRs, 2–4 units, and land
• Closing Time: Typically within 10–14 days
• Loan Terms: Flexible short-term interest-only options available

What Makes Hard Money Loans Different?

Unlike banks and traditional lenders, we don’t waste time analyzing your personal financials. Our Hard Money Loans are based on the value of the asset you’re buying and your plan for it.

For fix and flip investors, we lend against the **ARV**—which means more leverage and less money out of your pocket.

And with 100% rehab financing, you can roll renovation costs into the loan and keep your capital free for the next deal.

Use Cases for Hard Money Loans

• Fix and flip properties with major repair needs
• Distressed properties under market value
• Land acquisitions for future development
• Short-term bridge financing
• Quick closings on time-sensitive opportunities

Success Story: Closed in 10 Days + 100% Rehab Funded

A recent investor came to us with a distressed property under contract. They needed to close quickly—and the home required major repairs. Within 10 days, we funded the full purchase price and covered 100% of the rehab budget. That investor is now on their way to a profitable flip thanks to the speed and flexibility of the Nonqmfunds.com Hard Money Loan program.

Frequently Asked Questions

Do you check my credit score?

No. We don’t require a minimum FICO score for hard money loans.

Do I need income documentation?

No income documents are required. We do not verify W2s, pay stubs, or tax returns.

Can I get rehab costs included in the loan?

Yes. We finance 100% of the renovation budget as part of your fix and flip lo

Do you lend on land?

Yes, we finance land purchases in all 50 states.

How fast can I close?

We typically close in 10–14 days, depending on title and appraisal turnaround.

Get Funded Fast

Real estate deals move fast—and so do we. With our no-hassle hard money loan program, you can close confidently and fund your next investment without the usual delays.

Apply now and get approved in days—not weeks.

Need help? Email us at fund@nonqmfunds.com.